8600 Snowden River Pkwy #302 Columbia, MD 21045 | Ph: 410-953-0111          Like Us! Follow Dr. Pareja on Facebook
Pediatric Dentist in Columbia, Ellicott City and Fort Meade, MD Pediatric Dentist in Columbia, Ellicott City and Fort Meade, MD Pediatric Dentist in Columbia, Ellicott City and Fort Meade, MD Pediatric Dentist in Columbia, Ellicott City and Fort Meade, MD

Payment Options

General Insurance Information

A dental benefit plan (also known as dental insurance) is a contract between your employer and an insurance company. The benefits that you receive are based on the terms of a contract that were negotiated between your employer and the insurance company and not your dental office. There are many factors that you need to be aware of when dealing with your dental benefit plan.

The goal of most dental benefit plan policies is to provide only basic care for specific dental services. The services selected are based on the cost of the policy to your employer and the negotiated arrangements with the insurance company. Because the benefits you currently have are decided between your employer and the insurance company, many services are not covered.

The selection of non-covered services is not based on what you need or want, but is strictly based on the contract with the insurance company. This is why so many dental patients become confused about dental insurance. Insurance companies rarely cover 100% of any dental fee and, in many cases, cover less than 50% or nothing at all. Another fact that most dental patients do not realize is that each benefit plan has a dollar amount limitation each year. Once this limit is reached, no other services will be covered by your insurance company regardless how essential the service may be to your dental health.

If any work is recommended, our office will provide an estimate of coverage that is obtained by calling your insurance company and getting a general breakdown of benefits. After the work is completed we will collect the patient’s estimated copay in office then a claim form will be generated by our office for submission to the insurance company. Once they receive the claim the insurance company will decide if the treatment is considered a covered or non-covered service and make payment accordingly. If the insurance company will send a check to our office we will wait on payment for 30 days. We will bill the patient if a balance remains after the insurance payment has been received or the insurance company has not paid the claim in a timely fashion.

Kids Super Smile Dental Care Plan

At Kids Super Smile, we strive to provide excellent dental care to all of our patients. We feel that it is important to stay up- to -date with your child's dental needs.

No insurance? No problem! Our office is excited to announce that we now offer an affordable in-house dental care plan for your children! By enrolling in our dental care plan you can save hundreds on your child's dental treatments.

Here's how it works:
Sign up for the dental care plan that applies to your child. Pay the yearly plan premium and start getting your discounts!

Enroll now and get 20% off on all other dental treatments in our office throughout the year!

The Youth Plan(Children ages 14-18)
$345/child per year

($322/Each Additional Child)

The Junior Plan(Children ages 3-13)
$287/child per year

($264/Each Additional Child)

PLUS

Important things to keep in mind:

This is NOT a dental insurance and will only be honored at Kids Super Smile.

This plan cannot be used in conjunction with any type of insurance coverage.

If procedures included in the plan are not used within your benefit period, they will NOT roll over on your next enrollment. USE IT OR LOSE IT

Any treatment plans presented during your benefit period with the plan discounts applied will NO LONGER BE VALID after your plan has ended.

Annual KSS Dental Care Plan premiums are due upon the day of enrollment and must be paid with cash, check, or credit card ONLY.

You are free to cancel the plan at any time but there are NO REFUNDS of any kind.

You are expected to pay your full portion for treatment AT THE TIME OF SERVICE.

If your account is not in good standing, we may cancel your plan, or require an added $50.00 re-enrollment fee.

We reserve the right to charge for appointments cancelled or broken without 24 hour notice.